About
Kredivo is an Indonesian pay-later credit line provided by PT Kredivo Finance Indonesia (named PT FinAccel Finance Indonesia until 2023), an OJK-licensed finance company in Kredivo Group, which was founded in 2015. Users apply in the Kredivo app through a fully online process, receive a limit of up to IDR 50 million and select Kredivo at checkout on partner sites such as Tokopedia, Lazada and Blibli, or in store. Paying within 30 days or over 3 months is interest-free, 6- and 12-month plans carry 2.6% monthly interest, and 18- and 24-month plans are also offered. Kredivo lists more than 4,000 online and offline merchants (2026).
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